Frequently Asked Questions

Below are our frequently asked questions. If you have a question not addressed here, please use this contact form or email us at inquiry@cashadvanceonline.com. Note that we cannot accept loan applications or tell you your eligibility for a loan over the contact form or email. If you wish to apply, please click the "APPLY NOW" button in the top right corner of the page.

• Do you offer long-term installment loans?

  All of the loan options at Cash Advance Online carry long loan term periods (1, 3, or 5 years) of your choosing, with manageable installments.

• How long will it take to receive my money?

  Upon approval of your application, the proceeds of your loan can be deposited directly into your bank account within 2-4 business days.

• Can I apply for an online personal loan if I have bad credit?

  No matter what your credit score is, or even if you do not have a credit score, you are eligible to apply for an online personal loan at Cash Advance Online.

• Will I get to review the interest rate and loan terms before committing to a loan?

  Of course! After applying, you will be able to review the rates and terms of your loan before committing to it. There are no surprises or hidden fees. The application process is completely transparent.

• What are the interest rates on these online personal loans?

  Cash Advance Online offers loan options with low, fixed interest rates that range between 5.99% and 35.36% depending on your credit history. But even those with poor credit or no credit are still eligible to apply.

• Are you a "loan shark" payday lender?

  We are not a loan shark, we do not work with loan sharks, and these are not payday loans. Our loan solutions are honest, flexible, and trustworthy, with fixed interest rates. We are always upfront about your loan terms, no hidden fees or automatic loan renewals.

• Since these are installment loans, will I be penalized if I pay off my loan early?

  No, you will not be penalized or charged fees if you choose to repay the loan before the term expires. We believe that no one should ever be punished for being financially mature and responsible enough to repay a loan early.

• What will I be able to use my money for?

  Upon approval of your application, you may use the proceeds of your loan for any purpose at all. A new vehicle, debt consolidation, or just your monthly expenses. It is your money, so there are no restrictions on how you may use it.

• Do I have to put up my car or anything else as collateral?

  These online personal loans are unsecured, meaning that you do not have to put your car or any other possession up as collateral to get the money you need.